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Tip of the Month

When listing a home, see if the homeowner has a recent copy of their wind mitigation inspection report.  If they do,look for Question 5 under “Roof Geometry”.  If “A” is checked for “Hip Roof” classification, this is worth up to a 35% discount on windstorm protection coverage.  This can be a great selling point and can save thousands on annual windstorm insurance premiums to a potential buyer. 5. Roof Geometry: What is the roof shape? (Do not consider roofs of porches or carports that are attached only to the fascia or wall of the host structure over unenclosed space in the determination of roof perimeter or roof area for roof geometry classification).  $$ A. Hip Roof Hip roof with no other roof shapes greater than 10% of the total roof system perimeter.  Total length of non-hip features: ______ feet; Total roof system perimeter: _______ feet.       B. Flat Roof Roof on a building with 5 or more units where at least 90% of the main roof area has a roof slope of  less than 2:12. Roof area with slope less than 2:12 ______ sq ft; Total roof area _______sq ft.       C. Other Roof Any roof that does not qualify as either (A) or (B) above.